Buying a home for the first time can be very confusing. Do you just start looking for a home? Where do I find homes for sale? How much can I afford? How much will the payments be so I know much I can afford to spend on a new home? Can I get a better buy on a home that is bank owned or one that is a "fixer upper"? These are some common questions from first time home buyers. This site will help navigate you step by step towards home ownership and educated you all along the way to make your home buying experience fun and exciting!!
Do I need a Down Payment?
The most common question from first time home buyers and current renters is about the down payment they will need to purchase a new home. 30 years ago you needed a large down payment to buy a home. Nowadays there are many government loan programs available to first time home buyers with either low down payment options or NO down payment options. There is no excuse why anyone that is currently renting should not be looking at buying their first home. Rates are low, home prices are low and financing is EASY! Why throw away money in rent each month when you could be putting your money to equity in your own home AND enjoying the tax benefits from owning your home each year!
1st Time Home Buyer Specialist
Brian Dawson- NMLS # 142285
I personally designed this site from a first home buyers perspective. It is set up to be informative and to answer the questions that all first time home buyers have. Its time that home buying became less of a sales pitch and more of a fun and educational experience for all. Lets face it you only buy your first home once in your life! Why not purchase it with someone who is one your side and with you every step of the way.
Where to Start
On this site you will find out how to start the process with your pre-approval letter, to how the closing will work. You will be educated on the many loan programs you can participate in and how they work. This will help you both narrow your home search and make stronger offers to buy on the home you decide on. You will be shown a step by step timeline of what to expect during the process as well as ways to make the process FASTER as easier. The goal here is to find and purchase the home you are looking for in a fast easy to understand approach with the lowest overall mortgage payment. Getting the lowest mortgage payment is not always about obtaining the lowest interest rate. Its about using the best lender, real estate agent, buying negotiation savvy and loan program with the best benefits for you and the home you are looking for. I will show you step by step how to do this. Start with the Buying Process tab at the top and make sure to go through each and every page till you get to the end. I promise you that you will have the know how to buy your first home with confidence!
Brian S Dawson Sr. Loan Officer NMLS 142285 License # OH LO.035696.000 614-721-8602-Office 614-824-9647-Cell 614-448-4792-Fax firstname.lastname@example.org